I fear ISPs have made a commercial host-it-yourself product near impossible

One of the many reasons to host your own stuff. It costs about 0.75CAD per day to run my server and PoE switch. For my 20 bucks a month I get cameras, a media server, password manager, push notifications, file sharing, and a dozen other services, all without handing my data over to business or governments. Is it as secure as a cloud service? Depends on what you consider secure. I closely monitor access logs and use strong passwords, Amazon has billions to spend on encryption, apps, and datacenters but they also have thousands of employees that can access your data at any time for any reason. I would love it if some commercial host-it-yourself product were released but that goes against the pay to play model that has been chosen for all modern tech.