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For what it's worth, I used to do work on freelancing sites ~10 years ago and just tended to ignore …

For what it's worth, I used to do work on freelancing sites ~10 years ago and just tended to ignore the race to the bottom. I initially charged $50/hr, and regularly raised my rates so that I was up over $150/hr by the time I stopped doing it. Of course I got passed over for a lot of jobs in favor of cheaper folks. But the jobs I did get were from clients who actually respected me. Also, more than once, a client who initially passed over me for someone cheaper came back a few months later and asked me to do the job after all. So, perhaps something like that could work for you. -- Regarding the $1,200 per month limit, I'm not sure what the rules are, but perhaps you could set up a corporation that takes on the freelancing jobs and then pays you a salary of $1,200 a month? That way you wouldn't have to turn down a job for paying too much. Maybe have the corp owned by a trust rather than you personally? I wouldn't want you to get in trouble and lose the disability, though, so talk to somebody who actually knows what they're talking about before doing any of this stuff.

Original discussionDisabled and out of work for years, but need some side income, what can I do?206 source comments · at import
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MA

I've been disabled since 2018, and my skills in software as such have largely become outdated. I have high problem solving competence in general, but most modern technology stacks people are regularly using seem to be past my time. I've come into a situation, largely due to how awful the rent situation is in the United States, where I pretty desperately need to maximize the amount I can earn under disability (which is around $1200 a month) without losing it. I have 8-10 years of overall experience, and regularly program as a hobby, but I have not been employed for years. The last job I worked I primarily wrote python scripts for automating things like data entry into a CMS and other basic front-end web development features using older technology. What can I do to actually be able to get some side income in the software space here in 2023? I've talked with a couple companies in my situati…

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CE

> I'm not sure what the rules are, but perhaps you could set up a corporation that takes on the freelancing jobs and then pays you a salary of $1,200 a month? No, that'll lose you the benefits. https://www.ssa.gov/OP_Home/cfr20/404/404-1575.htm "We will evaluate your work activity based on the value of your services to the business regardless of whether you receive an immediate income for your services." SSI is deliberately set up to fuck people over. (Not in this particular loophole-closer, but in general. You get $900/month to cover food, housing, etc.; a pittance. A savings account balance (or any other countable assets) over $2,000 will lose your benefits.)

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FO

Steps I'm seeing: 1. Find a lawyer 2. Consider a corporation 3. Find an external entity (friend, family, form a trust) to run business Run all plans through lawyer and revive their agreement in writing

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VB

I tried for months to find a job in freelance site. I ended up doing someone's home work for symbolic price ($50 or something like that), got 5 stars and that's about it. Any work with reasonable pay (few thousands of dollars for few weeks) was overflooded with offers (like 200+ offers). I wrote my offer, tried to customize it, few times I even made some small demo to show off my interest but to no success. In the end I gave up. So my opinion: if you desperately need some money, freelancing websites are not a good option. It's more about luck and determination. I guess if I would kept applying, with time I'd find more projects, more reputation and so on, but that's not quick money. Might be my country (KZ). I would expect people from US or EU having better implicit reputation. Also it was around 10 years ago, may be things changed.

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TH

Lawyer here, but not legal advice: Look into a Special Needs Trust. You may be able to sock the money into the Trust without it becoming income to you, and thus jeopardizing your benefits. It’s usually used to keep assets low enough for benefits, but maybe there’s an income reducing benefit as well. Your state likely has multiple providers —- fees, if any, are typically quite reasonable

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